Where To Buy Phones on lay-by in Lusaka

 For some reason, you have thought of buying smartphones on lay-by within Lusaka Zambia.

 The arrangement is liked by many customers and it seems lay-by is the future purchase method that many businesses are going towards.

 In Lusaka and other parts of Zambia, entrepreneurs are willing to accept payments on items including smartphones, laptop computers, solar panels, batteries, televisions, and fridges on lay-by. 

You may not be good at saving money due to different circumstances such that paying it in advance towards your favorite smartphone can be ideal. 

In Lusaka buying things on lay-by has been made possible after many customers started making enquiries about the agreement. 

What are lay-by payments?

Lay-by allows you to pay for items in installments and receive them when the payments are complete.

In a lay-by, you, the customer, and a business (like a store) arrange for the items to be paid for in installments, with the retailer holding onto the goods until the outstanding balance is settled.

If the agreement indicates that the purchase is a lay-by, you must pay for the products in two installments, or in three or more installments.

Lay-bys are available for products under $30,000.

Purchases only are eligible for lay-bys. They don't hold true for services.

Sales on lay-by are only available for items under $30,000. Items costing $30k or above cannot be purchased on layby.

The products are the business's property until you have settled the agreed-upon payment.

The products can only be possessed once payment has been received.

all of the installments, or the total that you and the company have decided upon.

The things belong to the firm until you gain ownership of them. 

The company is responsible for ensuring you receive undamaged items or a complete refund if they are damaged during the layby time.

Interest or other costs should not be incurred while making purchases using lay-by.

It might also be a consumer credit contract if the layby includes interest or other costs.

Where To buy phones on lay-by in Lusaka?

Game store Zambia 

Rules

No interest or opening fee will be charged on lay-by

Total purchases must be K 700 and over

The deposit shall be 20% of the total purchase price of the products

Mobile monsters

Lay By is Accepted at all Mobile Monsters Stores.
To Register for Lay By simply
*Provide us with a valid NRC / ID
*Your first installment
That is all you need, our lay-by payment plan is three (3) months, and no interest is added, pay the displayed price.
Note: Lay-by only applies to devices that are selling at K800 and above.

Radian stores

Products on layby: 

• Smartphones
• smart TVs
• Solar Batteries
• Medium-sized solar panels
• Hisense fridges upright

Plus 260 tech solutions

They have a range of products especially smartphones going at layby. 

They have iPhones and other great brands of smartphones. 

Layby purchases can also be given a discount of up to K1000 from the total prices of items.

Airtel Zambia

Buy now and pay later over a period of 3-6 months with Airtel’s trusted phone dealers.

All you need is:

An original NRC/Driver License/Passport
An active Facebook account
An active Airtel SIM.
An Airtel Money Account

Customers will have the option to pay either Weekly or Monthly. Visit all Airtel Service Centre. Terms & Conditions

Pep Zambia lay-by products

Pep offers three months to pay on items on lay-by. They have many products that you can buy on lay-by as long as you are Zambian.

Pep has low prices on their products which makes them the best choice for many customers.

Their items on lay-by include;  mens and women's wear, boys and girls. shores and many other high standard clotheings.

Mr Price

Lay-by is a shopping agreement between you and Mr Price. It lets you choose a product that you love, set it aside, and pay for it over 3 months. 

There are no credit checks and no interest. 

We keep your selected items safe until you’ve paid the full amount, and then you collect your items!

Project digitize 

This company is in partnership with Neo Computers and some government ministries. 

The special arrangement makes people get a device and pay in months up to 2 years. 

Civil servants can get Neo laptops and settle the prices through payroll. they have fair prices and the new company of computers in Zambia is reliable. 

However, there is no layby for noncivil servants. They have to pay cash to get a device.

MTN Zambia

Get a smartphone and pay in 4 months. MTN gives customers who buy on lay-by a free 260 all-net minutes and 5.5GB data.  The offers are only available at MTN Cairo, Estapark, Mandahill, and Kabulonger service center.

Home Essentials

Stocked with TV sets, Radios, refrigerators, and stoves going on lay-by. They are located at Bauleni Mall Lusaka. 

Royal mobile Lusaka

Royal Mobile allows customers to buy phones on lay-by. They have brands like Tecno, Itel, and Infinix smartphones going on lay-by. 

Royal Mobile gives 6 months agreement for customers to finish paying.

The shop selling phones on a lay-by is located along Freedom Way and Katondo Roads junction. Contact number:  973469392

Summary

Even though there have been some difficulties with Lay-way payments, overall, this arrangement seems to have more benefits than drawbacks. 

Customers can pay for the item with any amount in their pocketbook.

One option for people who struggle to save money to purchase the things they want is Lay-by. 

The benefit of paying in installments is that there is no additional interest charged to customers, which eliminates the need for them to borrow money.