For some reason, you have thought of buying smartphones on lay-by within Lusaka Zambia.
The arrangement is liked by many customers and it seems lay-by is the future purchase method that many businesses are going towards.
In Lusaka and other parts of Zambia, entrepreneurs are willing to accept payments on items including smartphones, laptop computers, solar panels, batteries, televisions, and fridges on lay-by.
You may not be good at saving money due to different circumstances such that paying it in advance towards your favorite smartphone can be ideal.
In Lusaka buying things on lay-by has been made possible after many customers started making enquiries about the agreement.
What are lay-by payments?
Lay-by allows you to pay for items in installments and receive them when the payments are complete.
In a lay-by, you, the customer, and a business (like a store) arrange for the items to be paid for in installments, with the retailer holding onto the goods until the outstanding balance is settled.
If the agreement indicates that the purchase is a lay-by, you must pay for the products in two installments, or in three or more installments.
Lay-bys are available for products under $30,000.
Purchases only are eligible for lay-bys. They don't hold true for services.
Sales on lay-by are only available for items under $30,000. Items costing $30k or above cannot be purchased on layby.
The products are the business's property until you have settled the agreed-upon payment.
The products can only be possessed once payment has been received.
all of the installments, or the total that you and the company have decided upon.
The things belong to the firm until you gain ownership of them.
The company is responsible for ensuring you receive undamaged items or a complete refund if they are damaged during the layby time.
Interest or other costs should not be incurred while making purchases using lay-by.
It might also be a consumer credit contract if the layby includes interest or other costs.
Where To buy phones on lay-by in Lusaka?
Game store Zambia
RulesNo interest or opening fee will be charged on lay-by
Total purchases must be K 700 and over
The deposit shall be 20% of the total purchase price of the products
Mobile monsters
Lay By is Accepted at all Mobile Monsters Stores.To Register for Lay By simply
*Provide us with a valid NRC / ID
*Your first installment
That is all you need, our lay-by payment plan is three (3) months, and no interest is added, pay the displayed price.
Note: Lay-by only applies to devices that are selling at K800 and above.
Radian stores
Products on layby:
- Smartphones
- smart TVs
- Solar Batteries
- Medium-sized solar panels
- Hisense fridges upright
Plus 260 tech solutions
They have a range of products especially smartphones going at layby.
They have iPhones and other great brands of smartphones.
Layby purchases can also be given a discount of up to K1000 from the total prices of items.
Airtel Zambia
Buy now and pay later over a period of 3-6 months with Airtel’s trusted phone dealers.
All you need is:An original NRC/Driver License/Passport
An active Facebook account
An active Airtel SIM.
An Airtel Money Account
Customers will have the option to pay either Weekly or Monthly. Visit all Airtel Service Centre. Terms & Conditions
Pep Zambia lay-by products
Project digitize
