Top 20 Loan apps in Zambia with low interest rates

 Simply download one of these loan apps in Zambia and enjoy your financial life.  These days loan interest rates are even cheaper and with smartphones, you can access them 24/7 at your fingertips. 

The key is to try several loan apps till you find the one that suits your needs. Some companies have cheaper interest rates than others. 

 It is advisable to stick to one app so you don't get multiple debts. Some apps are available both for Android and iOS though the majority are for Android phones. 


The top 20 loan apps in Zambia to download

Dive into the weekend vibes with easy loan apps, no being broke anymore.


1. Yatu quick loans

loans apps

Yatu gives from K150 to K5000. They have short and long repayment periods. 

The Yatu app can only be downloaded from here. They have an APK, but not yet on Google Play Store and App Store.

2. Fair loans

fair loan app

Fair loan app gives quick money and it only takes a few minutes to receive your money. They have fair interest rates just like the name suggests.



3. FlashLoan

loan apps with low interest

Flashloan has a cute and cool app. Try it and enjoy the seamless scrolling while checking your favorite amount to borrow.

4. Iseni loans

loan apps in Zambia

Iseni is one of the new loan apps you can try, they have a short application process. They approve your loan within 10 minutes.


5. PowerKwacha.

loan apps Zambia

Our own currency-bearing loan app name, PowerKwacha.They are known for not troubling clients when it is time to pay back. 

Check it out here and apply for a loan to buy what you want.


6. Cash lender

Loan apps Zambia

Cash Lender brings a fast way to apply for a loan using their mobile app. You simply download and fill in the details that's it. 


7. Soft loans

Loan apps

Soft loans do not need a credit history. Once you repay on time they increase your eligible amount.  Enjoy the paperless application using the app


8. BestLoan

Loan apps Zambia
Is this name worth it? Yes, these guys are good they may not be the best but they know how to offer financial services to clients. Download the app and experience it.

9. Tandiza finance

Loan apps Zambia

Do you want financial help? Tandiza Finance is more willing to offer you quick cash with a low interest rate. Get Tandiza finance app and start the process 


10. CashNow loans

Loan apps

Download the CashNow loans app, set it up, and obtain a low-interest-rate loan. 

11. Quick loans.

Loan apps Zambia

A reliable online loan app. It is among the best loan apps in Zambia. Check for yourself.


12. Zash instant loans

Loan apps

Zash Instant Loan offers loans from as low as K250 to be paid in 14 days. They have also long tenure you can choose from. If you qualify loan amount and tenure increases with good payment history. Get the app and begin the application.


13. Prime loans

Loan apps Zambia

Prime loan app is on Play Store. No need to stress if you have no money in your pocket just open the app and kongola. 


14. CashGo mobile loans

Loan apps Zambia

Apply and go. You have the honor to choose the amount of loan you want and apply. They approve within minutes. Download the Cashgo app for low interest rates 


15. Credit cash

Loan apps low interest

Credit cash gives loans from K500 to K50,000. Larger amounts may need proper paperwork. They have a long tenure up to 365 days to pay back your credit.


16. FairMonney instant loan

top 20 loan apps in Zambia
Cash Naira for your holiday enjoyment. Don't hesitate to try them after installing the app. Its easy and quick.


17. CreditLab


Loan apps Zambia with low interest

The company serves Zambia with loans of up to K50,000. They have a nice and great UX app you can enjoy on your Android phone.


18. Zima cash instant mobile money loans

apps Zambia

With Zima cash loan you can go up to K10,000 to be paid in 12 months. They have fair interest rates for customers who show loyalty to the company. Pay your due on time and look forward to having the best experience.


19. Mwachangu. 

low interest rates

Mwachangu app is a bit strict so when applying be as specific as possible to the questions or requirements. However, it's one of the best and most popular loan apps in Zambia. You get a loan in 15 minutes.


20. RapidMoney loan Zambia

low interest rates loans

They are also popular in Zambia with Rapid loan pro app. Apply for a loan using this app to deal with Rapidmoney


21. Mumu money safe loans

loan apps zambia

Feel the need to live better with Mumu safe loans. Borrow the amount you want and repay on time so you qualify for more bigger amount with a longer payment period.

22. Peony Money- credit loan.

They give collateral-free small loans. This app offers customers up to k5000 with a longer repayment period. Longer tenure gives you space to breathe and easy stress of credits. 


Summary

For the best experience, you need to really work around these loan apps and find your match. 

They all basically offer the same services but user interface and experience on the apps may differ. 

You need to have your NRC and answer some questions when applying for loans. 

Related:

Best cheap instant loans in Zambia

Buy phones on lay-by Lusaka