Top 10 Loan apps in Zambia with low interest rates

 Simply download one of these loan apps in Zambia and enjoy your financial life.  These days loan interest rates are even cheaper and with smartphones, you can access them 24/7 at your fingertips. 

The key is to try several loan apps till you find the one that suits your needs. Some companies have cheaper interest rates than others. 

Best loan apps in Zambia


These Latest loan apps have great user interface and with additional functions making it easy for customers to pay back and chat with the representative  within the app.  

It is advisable to stick to one app so you don't get multiple debts. Some apps are available both for Android and iOS though the majority are for Android phones. 

The top 10 loan apps in Zambia to download

Dive into the weekend vibes with easy loan apps, no being broke anymore.


1. Yatu quick loans

loans apps

Yatu gives from K150 to K5000. They have short and long repayment periods. 

The Yatu app can only be downloaded from here. They have an APK, but not yet on Google Play Store and App Store. 

App reviews rate 3.9/5 



2. FlashLoan

loan apps with low interest

Flashloan has a cute and cool app. Try it and enjoy the seamless scrolling while checking your favorite amount to borrow.

Loan App Reviews: 4.0/5


3. Iseni loans

loan apps in Zambia

Iseni  also called Wind money credit loan; is one of the new loan apps you can try, they have a short application process. They approve your loan within 10 minutes. Download Wind money credit loan app. 

App reviews and rate: 4.4/5


4. PowerKwacha.

loan apps Zambia

Our own currency-bearing loan app name, PowerKwacha.They are known for not troubling clients when it is time to pay back. 

Check it out here and apply for a loan to buy what you want.

App reviews and rate: 4.4/5


5. BestLoan

Loan apps Zambia
Is this name worth it? Yes, these guys are good they may not be the best but they know how to offer financial services to clients. Download the app and experience it. They offer loans in Tanzania, Zambia, Ghana and Uganda 
App reviews and rate: 2.6/5


6. Tandiza finance

Loan apps Zambia

Do you want financial help? Tandiza Finance is more willing to offer you quick cash with a low interest rate. Get Tandiza finance app and start the process.

App reviews and rate: 3.4/5



7. CreditLab


Loan apps Zambia with low interest

The company serves Zambia with loans of up to K50,000. They have a nice and great UX app you can enjoy on your Android phone.

App reviews and rate: 3.9/5



8. Mwachangu. 

low interest rates

Mwachangu app is a bit strict so when applying be as specific as possible to the questions or requirements. However, it's one of the best and most popular loan apps in Zambia. You get a loan in 15 minutes.

App reviews and rate: 4.4 /5



9. RapidMoney loan Zambia

low interest rates loans

They are also popular in Zambia with Rapid loan pro app. Apply for a loan using this app to deal with The app has been rebranded to RocketMoney. 

Its rated 4.3/5 with over 100 reviews.



10. Mumu money safe loans

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Feel the need to live better with Mumu safe loans. Borrow the amount you want and repay on time so you qualify for more bigger amount with a longer payment period.  

Its is rated 4.4/5


11. Peony Money- credit loan.

loan apps without collateral

They give collateral-free small loans. This app offers customers up to k5000 with a longer repayment period. Longer tenure gives you space to breathe and easy stress of credits. 

The app is rated 4.3/5 by 9 thousand users.


12. Lever credit-secured loan

Best loan apps in Zambia

 The new best app with great user experience . The loan app is rated 4.3 / 5 . They give up to K10,000 to be paid in 360 days.
Lever credit loan app enables customers access loan in 4 minutes. Download app


13. SoloCredit.
loan apps in Zambia without collateral

 SoloCredit is Zambia's new loan app that people can borrow money from the comfort of their home using smartphones. SoloCredit provide up to K5,600 to be paid in 180 days. They are rated 3.9/5.

14. Nguzu lending App.
Nguzu lending  loan app

For the best loan app you would want to boast of getting online loan in 3 minutes, Nguzu lending should be your pick. You don't need collateral, gurantees and they offer service without hidden fees. Download Nguzu lending app
Nguzu App is rated 4.8/5


Summary

For the best experience, you need to really work around these loan apps and find your match. 

They all basically offer the same services but user interface and experience on the apps may differ. 

You need to have your NRC and answer some questions when applying for loans. 


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