How To Make Money Online In Zambia 2025

Making money online in Zambia is increasingly viable due to improved internet access and the growing digital economy. This post will walk you through the practical ways on how to make money online in Zambia. Guess what? Most online activities for you to make money, requires no capital. 

How To Make Money Online In Zambia
Photo By Isaac Pomboloka (LinkedIn) Zambian entrepreneur

Here are several ideas you can explore:

1. Freelancing on Global Platforms

Offer your skills on popular freelancing websites:

  • Skills to Offer: Writing, graphic design, web development, digital marketing, programming, or video editing.
  • Platforms to Use:

2. Content Creation

Create engaging content and monetize through ads, sponsorships, or direct payments:

  • YouTube Channel: Share content like travel vlogs, cooking, DIY, or tutorials and earn through ad revenue and sponsorships.
  • TikTok and Instagram: Build an audience and collaborate with brands for influencer marketing.
  • Blogging: Start a niche blog and earn through affiliate marketing, ads, or selling e-books.

3. Affiliate Marketing

Promote products or services from global or local companies and earn a commission for each sale:

  • Platforms to Join:
    • Amazon Associates
    • ClickBank
    • Jumia Affiliate Program
  • Strategy: Use social media, blogs, or YouTube to promote affiliate links.

4. Online Teaching and Tutoring

  • Teach English Online: Platforms like VIPKid, Cambly, and iTalki allow you to teach English to students around the world.
  • Offer Local Lessons: Teach Zambian languages, cultural studies, or even practical skills.
  • Create Online Courses: Sell courses on platforms like Udemy, Skillshare, or Teachable.

5. E-Commerce and Drop-Shipping

Start an online store without holding inventory:

  • Drop-Shipping: Partner with suppliers to sell their products online via platforms like Shopify or WooCommerce.
  • Sell Handmade Items: Use platforms like Etsy, or market products through Facebook and Instagram.
  • Sell on Jumia Zambia: List and sell items locally.

6. Stock Trading and Investments

Invest in global and local markets:

  • Forex Trading: Use platforms like XM, Exness, or Deriv to trade currencies.
  • Stock Trading Apps: Invest in stocks through apps like eToro or Robinhood.
  • Cryptocurrency: Trade Bitcoin, Ethereum, or other digital currencies on platforms like Binance or Coinbase. Be cautious and research thoroughly.

7. Virtual Assistance

Offer administrative and organizational support to businesses and entrepreneurs remotely:

  • Services to Offer: Email management, data entry, social media management, or customer support.
  • Platforms to Find Work: Zirtual, Belay, or general freelancing platforms like Upwork.

8. Social Media Management

Help businesses grow their online presence:

  • Services to Offer: Content creation, scheduling posts, analytics tracking, and engagement.
  • Clients to Target: Small businesses in Zambia or abroad who want to improve their social media marketing.

9. Selling Digital Products

Create and sell downloadable products:

  • Examples of Digital Products: E-books, templates, graphic designs, music beats, or stock photos.
  • Platforms to Use: Gumroad, Etsy, or your website.

10. Gaming and Streaming

Turn your passion for gaming into income:

  • Streaming: Stream on platforms like Twitch or YouTube Gaming and earn through subscriptions, donations, and sponsorships.
  • Play-to-Earn Games: Explore games that reward players with cryptocurrency or in-game items you can sell.

11. Online Surveys and Microtasks

Earn money by completing small tasks:

  • Paid Survey Platforms: Swagbucks, Survey Junkie, or Ysense.
  • Microtask Platforms: Amazon Mechanical Turk, Clickworker, or Appen.

12. Remote Customer Service

Work for international companies as a customer service representative:

  • Examples of Roles: Chat support, email support, or phone-based customer service.
  • Platforms to Apply: Remote.co, We Work Remotely, or job boards of international companies.

13. Online Consulting

Use your expertise to guide businesses or individuals:

  • Fields to Explore: Business, finance, marketing, or health and fitness.
  • How to Start: Market your services via LinkedIn or platforms like Clarity.fm.

14. Digital Marketing

Help businesses grow online and charge for your expertise:

  • Services to Offer: SEO, social media ads, email marketing, or Google Ads campaigns.
  • Tools to Learn: Google Analytics, Facebook Ads Manager, Mailchimp.

15. App or Website Testing

Get paid to test and review apps or websites:

  • Platforms to Use: UserTesting, TryMyUI, or Userlytics.
  • Requirements: A computer or smartphone and an internet connection.

16. Remote Jobs

Find full-time or part-time remote jobs with companies abroad:

  • Job Boards to Check:
    • Remote OK
    • We Work Remotely
    • AngelList (for startups)

Tips for Success in Zambia:

  • Stable Internet Connection: Invest in a reliable connection to work efficiently online.
  • Skills Development: Learn new skills on platforms like Coursera, LinkedIn Learning, or YouTube.
  • Stay Consistent: Success online often takes time, so be patient and consistent.
  • Leverage Social Media: Use platforms like Facebook, Instagram, and LinkedIn to market your services or products.

Non-online ways to make money in Zambia.

Zambia, with its diverse economy and growing opportunities, offers a range of activities that can help you earn money.

 Here are some ideas tailored to various skill levels, capital availability, and interests:

1. Agriculture and Farming

Zambia's fertile land and government incentives make agriculture one of the most viable money-making ventures.

  • Crop Farming: Grow cash crops like maize, soybeans, cassava, or vegetables. Export crops such as tobacco and cotton can also be profitable.
  • Livestock Farming: Start with chickens (broilers or layers), goats, pigs, or cattle. Poultry farming, in particular, has a low startup cost and quick returns.
  • Fish Farming: Tilapia and catfish farming are increasingly popular due to high demand.
  • Beekeeping: Honey production and sales can be a lucrative niche.

2. Small-Scale Manufacturing

  • Food Processing: Make peanut butter, maize meal, dried fruits, or cooking oil.
  • Brick Making: Zambia’s growing real estate market creates a demand for affordable building materials like bricks.
  • Detergent and Soap Making: Homemade cleaning products have steady local demand.

3. Trading and Retail

  • Selling Second-Hand Clothes: "Salaula" (thrift markets) is a thriving business.
  • Mobile Money Booths: Provide money transfer services through platforms like Airtel Money and MTN MoMo.
  • Groceries and Kiosks: Open a small grocery store or convenience shop targeting residential areas.
  • Import and Resell: Import goods such as electronics, clothing, or accessories and resell locally.

4. Tourism and Hospitality

With Zambia’s rich tourism potential, especially in areas like Livingstone and the Copperbelt:

  • Tour Guiding: Offer guided tours to local attractions like Victoria Falls or national parks.
  • Guesthouses and Airbnb Rentals: Rent out properties or convert homes into guest lodges.
  • Handicrafts and Souvenirs: Sell local crafts like baskets, carvings, or jewelry.

5. Digital and Freelance Opportunities

  • Content Creation: Start a YouTube channel, blog, or TikTok account showcasing Zambian culture, recipes, or travel.
  • Freelancing: Offer skills like graphic design, web development, or writing on platforms like Upwork or Fiverr.
  • Online Tutoring: Teach subjects like English or other skills to international clients.
  • Social Media Management: Help businesses grow their online presence.

6. Real Estate and Construction

  • Property Flipping: Buy land or houses, improve them, and resell for profit.
  • Rental Properties: Build homes or apartments to rent out.
  • Construction Services: Offer bricklaying, painting, or carpentry services.

7. Renewable Energy and Sustainable Businesses

  • Solar Energy: Sell or install solar panels for homes and businesses.
  • Charcoal Alternatives: Produce and sell eco-friendly briquettes or firewood.

8. Transport and Logistics

  • Public Transport: Operate a bus, taxi, or motorbike for commuter services.
  • Delivery Services: Provide last-mile delivery for e-commerce or local stores.
  • Vehicle Rental: Rent out cars or bikes.

9. Events and Entertainment

  • Event Planning: Organize weddings, birthdays, and corporate events.
  • Photography and Videography: Capture events and offer editing services.
  • Music or DJ Services: Invest in equipment and perform at parties or functions.

10. Health and Wellness

  • Pharmaceutical Sales: Open a chemist or pharmacy (requires regulatory compliance).
  • Fitness Coaching: Offer fitness training or open a small gym.
  • Herbal Medicine: Sell natural remedies and health products.

11. Education and Training

  • Private Schools: Start a nursery, primary, or skills training center.
  • Workshops: Offer training in farming techniques, business skills, or IT.

12. Crafts and Art

  • Tailoring and Fashion Design: Make and sell clothes or traditional attire.
  • Art and Painting: Sell handmade art or portraits.

13. Investments and Financial Activities

  • Stock Market and Bonds: Invest in local companies through the Lusaka Securities Exchange (LuSE).
  • Forex Trading: Trade currencies if you’re knowledgeable about the market.
  • Savings Groups: Start or join cooperative savings and loans.

Tips for Success in Zambia:

  • Start Small: Begin with what you can afford and gradually scale up.
  • Research Market Demand: Focus on products or services with consistent demand.
  • Leverage Social Media: Market your business online to reach more customers.
  • Stay Compliant: Follow licensing and legal requirements for your chosen business.