Stories

How to spot phishing emails targeting Zambian bank customersA phishing email is designed to look like a genuine message from a bank, payment provider, employer or government office. Its purpose is to persuade you to…
A practical guide to using public transport in Lusaka safely on a budgetLusaka is a large, busy city where public transport is often the most affordable way to reach markets, workplaces, neighbourhoods and attractions. The system…
Helping A Loved One Through Debt Without Taking OverDebt can place a family under pressure long before a lender sends a formal notice. A relative may stop answering calls, hide bills, borrow from several people,…
Why a Prepaid Electricity Meter Can Help Control Household CostsElectricity bills can be difficult to predict when prices, weather and household routines change throughout the year. In Australia, a home may use far more…
How to Negotiate a Better Interest Rate on Your Credit Card in ZambiaA credit card interest rate is rarely the only number that determines what borrowing will cost. Annual fees, cash-advance charges, foreign exchange margins,…
How social media comparison quietly feeds financial anxietyYou finish your morning arvo coffee in Sydney, flick open Instagram, and within ten scrolls you have watched a couple renovate a heritage terrace in…
A Plain Guide to Making a Simple Will without a LawyerMost Australians know they should sort out a will at some point, yet the idea tends to slip down the to-do list whenever the next electricity bill lands or a…
Zambian Consumer Rights When Buying Electronics: A Practical GuideBuying a new television, smartphone, refrigerator or laptop is a major household decision for many Zambian families, where a single appliance can absorb a…
Starting a small poultry farm in Zambia on a tight budgetPoultry farming has become one of the most accessible agribusiness ventures across Southern Africa, and Zambia is no exception. With chicken consumption rising…
Why Keeping a Sleep Diary Can Improve Your Mental Health and ProductivitySleep affects far more than whether you feel tired in the morning. The quality, timing and regularity of your sleep can influence mood, concentration,…